Burns & Mcdonnell, Inc.
Overview
Burns & Mcdonnell, Inc. sponsors a self-funded health plan that covered 3,689 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,689 · prior year 3,598
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Burns & Mcdonnell, Inc. Flexible Benefits Plan, plan 515 (3,689 participants)
- Broker compensation
- $1.3M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Delta Dental of Missouri | Dental | 22,133 | $6.3M | — |
| Hartford Life and Accident | Life, Long-term disability | 10,894 | $4.9M | $508K |
| Reliastar Life Insurance Company | Accident, Critical Illness, Hospital | 5,777 | $1.3M | $460K |
| Surency Life and Health | Vision | 7,575 | $986K | — |
| Four Ever Life Insurance Company | Business Travel Medicine, Medical | 71 | $947K | $96K |
| Federal Insurance Company | Accidental Death and Dismemberment | 9,030 | $621K | $134K |
| MetLife Legal Plans | Legal | 2,407 | $463K | $67K |
| Curalinc LLC | Employee Assistance Program | 10,174 | $239K | — |
| Ameritas Life Insurance Corp. | Dental, Vision | 64 | $22K | $2K |
| Metropolitan Life Insurance Company | Critical Illness, Accident | 26 | $6K | $1K |
| Crum & Forster | Accidental Death and Dismemberment, Acci | 61 | $1K | $106 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,689 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Burns & Mcdonnell, Inc.
- Sponsor EIN
- 43-1393692
- Plan number
- 515
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 43-1393692 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Burns & Mcdonnell, Inc. 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 13,158
About this data
Source: Burns & Mcdonnell, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Burns & Mcdonnell, Inc..