Hntb Holdings Ltd

Kansas City, MO Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews January
5,313Participants+2% vs. prior year
$12.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 19Professional services in MOBy participants

Overview

Hntb Holdings Ltd sponsors a self-funded health plan that covered 5,313 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,313 · prior year 5,204
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Hntb Employee Health Care Plan, plan 520 (5,313 participants); Hntb Flexible Benefits Plan, plan 518 (1,308 participants); Hntb Retiree Health Care Plan, plan 516 (178 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada; Sun Life Assurance Company of Canada
Broker compensation
$210K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaStop-loss, Accident, Critical Illness, Hospital5,313$7.3M$105K
Lincoln National Life Insurance CompanyLife, Long-term disability6,605$6.9M$58K
Kaiser Foundation Health Plan, Inc.Medical, HMO277$1.9M—
Humana Insurance CompanyMedical, PPO159$727K$17K
Combined Insurance CompanyLong Term Care68$129K$30K
Hartford Fire Insurance CompanyBusiness Travel Accident6,605$16K$236

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.6M/ year

Estimated prescription spend: 5,313 participants × $2,371 national average per member. Usually higher once dependents are counted.

$328K–$807K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$96K–$239K
Lower-cost therapeutic alternatives$140K–$292K
Generic pricing vs. actual cost$60K–$181K
PBM contract terms$31K–$94K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Hntb Holdings Ltd
Sponsor EIN
56-2422024
Plan numbers
520, 518, 516
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 56-2422024 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Hntb Ownership Plan
Type
401(k) plan
Participants
9,058

About this data

Source: Hntb Holdings Ltd's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hntb Holdings Ltd.

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