National Information Solutions

Lake St. Louis, MO Professional servicesNAICS 541512

Self-funded health planPlan year 2025Renews January
1,396Participants+1% vs. prior year
$3.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 19Professional services in MOBy participants

Overview

National Information Solutions sponsors a self-funded health plan that covered 1,396 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,396 · prior year 1,388
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
National Information Solutions Cooperative Health and Welfare Benefits Plan, plan 505 (1,396 participants)
Broker compensation
$129K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability1,418$979K$66K
Vision Service PlanVision1,313$249K$5K
Continental American Insurance CompanyAccident, Critical Illness354$236K$52K
Unum Life Insurance Company of AmericaLong Term Care35$33K$7K
Preferred Resource Network, Inc.Employee Assistance Program1,424$31K—
Hartford Life and Accident Insurance CompanyBusiness Travel Accident1,396$969$199

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.3M/ year

Estimated prescription spend: 1,396 participants × $2,371 national average per member. Usually higher once dependents are counted.

$86K–$212K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$25K–$63K
Lower-cost therapeutic alternatives$37K–$77K
Generic pricing vs. actual cost$16K–$48K
PBM contract terms$8K–$25K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
National Information Solutions
Sponsor EIN
43-1879364
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-1879364 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: National Information Solutions's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with National Information Solutions.

Request a correction · Methodology