Callen-Lorde Community Health Center

New York, NY Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
619Participants0% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#117 of 137Health care in NYBy participants

Overview

Callen-Lorde Community Health Center sponsors a self-funded health plan that covered 619 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
619 · prior year 619
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Community Health Project DBA Callen-Lorde Community Health Center Benefits Plan, plan 503 (619 participants)
Stop-loss carrier
First Symetra National Life Ins Co. of NY
Broker compensation
$98K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
First Symetra National Life Ins Co. of NYStop-loss357$989K$35K
Aetna Life Insurance CompanyDental591$350K$23K
First Unum Life Insurance CompanyLife, Short-term disability, Long-term disability377$295K$35K
The Guardian Life Insurance CompanyVision362$55K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 619 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$94K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Callen-Lorde Community Health Center
Sponsor EIN
13-3409680
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-3409680 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Callen-Lorde Community Health Center 403(b) Plan
Type
Defined contribution plan
Participants
464

About this data

Source: Callen-Lorde Community Health Center's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Callen-Lorde Community Health Center.

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