Careabout MSO, LLC
Overview
Careabout MSO, LLC sponsors a self-funded health plan that covered 612 participants in plan year 2025, down 20% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 612 · prior year 762
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Careabout MSO, LLC Health and Welfare Benefit Plan, plan 501 (612 participants); Careabout MSO, LLC Group Medical Plan, plan 502 (383 participants)
- Stop-loss carrier
- Crum & Forster
- Broker compensation
- $73K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Crum & Forster | Stop-loss | 340 | $488K | — |
| Aetna Life Insurance Company | Dental, Accident, Critical Illness, Hospital | 816 | $417K | $45K |
| Aetna Life Insurance Co. | Dental | 501 | $194K | $10K |
| Lincoln Life and Annuity Company of New York | Life, Short-term disability, Long-term disability | 267 | $193K | $17K |
| Vision Service Plan | Vision | 48 | $12K | $585 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 612 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Careabout MSO, LLC
- Sponsor EIN
- 87-4407782
- Plan numbers
- 501, 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 87-4407782 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Careabout MSO, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Careabout MSO, LLC.