Capgemini America, Inc.
Overview
Capgemini America, Inc. sponsors a self-funded health plan that covered 3,990 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,990 · prior year 4,103
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Capgemini Financial Services Employee Medical Dental and Vision Plan, plan 503 (3,990 participants); Sogeti USA Welfare Benefit Plan, plan 504 (1,784 participants)
- Broker compensation
- $164K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life | 15,060 | $3.2M | — |
| United Healthcare Insurance Company | Vision | 5,273 | $1.9M | $94K |
| Prudential Insurance Company of America | Life, Short-term disability, Long-term disability | 6,464 | $989K | $45K |
| Unum Life Insurance Company of America | Long-term disability | 3,676 | $388K | $13K |
| Hartford Life and Accident | Long-term disability | 1,023 | $238K | — |
| Cigna Health and Life Insurance Company and Affiliates | Dental, HMO | 21,175 | $219K | — |
| UnitedHealthcare Insurance Company | Vision | 1,053 | $191K | $10K |
| First Unum Life Insurance Company | Long-term disability | 328 | $187K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,990 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Capgemini America, Inc.
- Sponsor EIN
- 22-2575929
- Plan numbers
- 503, 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 22-2575929 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Capgemini Safe Harbor 401(k) Plan
- Type
- 401(k) plan
- Participants
- 20,098
About this data
Source: Capgemini America, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Capgemini America, Inc..