Veterinary Emergency Group, LLC

White Plains, NY Professional servicesNAICS 541940

Self-funded health planPlan year 2025Renews January
4,901Participants+25% vs. prior year
$11.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 70Professional services in NYBy participants

Overview

Veterinary Emergency Group, LLC sponsors a self-funded health plan that covered 4,901 participants in plan year 2025, up 25% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,901 · prior year 3,915
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Veterinary Emergency Group, LLC Health and Welfare Plan, plan 501 (4,901 participants)
Broker compensation
$289K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of New YorkDental5,574$1.4M$84K
First Reliance Standard Life Insurance CompanyLong-term disability, Life4,901$967K$68K
Vision Service PlanVision3,280$318K$32K
Reliance Standard Life Insurance CompanyAccident, Critical Illness, Hospital Indemnity787$268K$106K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$11.6M/ year

Estimated prescription spend: 4,901 participants × $2,371 national average per member. Usually higher once dependents are counted.

$302K–$745K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$88K–$221K
Lower-cost therapeutic alternatives$129K–$270K
Generic pricing vs. actual cost$56K–$167K
PBM contract terms$29K–$87K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Veterinary Emergency Group, LLC
Sponsor EIN
82-2020171
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-2020171 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Veterinary Emergency Group 401(k) Plan
Type
401(k) plan
Participants
6,862

About this data

Source: Veterinary Emergency Group, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Veterinary Emergency Group, LLC.

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