Car Wash Partners, Inc.

Tucson, AZ Other servicesNAICS 811190

Self-funded health planPlan year 2025Renews January
3,984Participants-4% vs. prior year
$9.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 8Other services in AZBy participants

Overview

Car Wash Partners, Inc. sponsors a self-funded health plan that covered 3,984 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,984 · prior year 4,127
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mister Car Wash Health Plan, plan 503 (3,984 participants)
Broker compensation
$277K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability3,636$1.1M$120K
Delta Dental of ArizonaDental3,051$858K$84K
Fidelity Security Life Insurance CompanyVision2,410$222K$24K
Berkshire Life Insurance Company of AmericaSupplemental Disability64$146K$49K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.4M/ year

Estimated prescription spend: 3,984 participants × $2,371 national average per member. Usually higher once dependents are counted.

$246K–$605K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$72K–$179K
Lower-cost therapeutic alternatives$105K–$219K
Generic pricing vs. actual cost$45K–$136K
PBM contract terms$24K–$71K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Car Wash Partners, Inc.
Sponsor EIN
04-3299064
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 04-3299064 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Mister Car Wash 401(k) Retirement Plan
Type
401(k) plan
Participants
7,393

About this data

Source: Car Wash Partners, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Car Wash Partners, Inc..

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