Sun Auto Tire & Service, Inc.

Mesa, AZ Other servicesNAICS 811190

Self-funded health planPlan year 2025Renews January
5,337Participants+22% vs. prior year
$12.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 8Other services in AZBy participants

Overview

Sun Auto Tire & Service, Inc. sponsors a self-funded health plan that covered 5,337 participants in plan year 2025, up 22% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,337 · prior year 4,371
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Sun Auto Tire & Service Employee Benefits Plan, plan 501 (5,337 participants)
Broker compensation
$400K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability5,337$1.7M$163K
Metropolitan Life Insurance CompanyDental4,764$990K$69K
UnitedHealthcare Insurance CompanyAccident, Critical Illness, Hospital2,313$637K$156K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision4,600$208K$12K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.7M/ year

Estimated prescription spend: 5,337 participants × $2,371 national average per member. Usually higher once dependents are counted.

$329K–$811K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$96K–$240K
Lower-cost therapeutic alternatives$140K–$294K
Generic pricing vs. actual cost$61K–$182K
PBM contract terms$32K–$95K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Sun Auto Tire & Service, Inc.
Sponsor EIN
82-3087766
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-3087766 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Sun Auto Tire & Service, Inc. 401(k) Plan
Type
401(k) plan
Participants
5,650

About this data

Source: Sun Auto Tire & Service, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sun Auto Tire & Service, Inc..

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