Copa Health, Inc. (marc Community Resources, Inc.)

Mesa, AZ Other servicesNAICS 813000

Self-funded health planPlan year 2024Renews July
838ParticipantsFirst year on file
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#5 of 8Other services in AZBy participants

Overview

Copa Health, Inc. (marc Community Resources, Inc.) sponsors a self-funded health plan that covered 838 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
838
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Copa Health, Inc. (marc Community Resources, Inc.) Employee Benefits Plan, plan 501 (838 participants)
Stop-loss carrier
United States Fire Insurance Company; Swiss RE Corporate Solutions Ins Corp.
Broker compensation
$38K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance Standard Life Insurance CompanyLife, Long-term disability, Critical Illness, Accident, Short-term disability, Supplemental AD&D, Dependent AD&D, Hospital Indemnity, Voluntary Long-Term Disability907$553K$38K
United States Fire Insurance CompanyStop-loss505$357K—
Swiss RE Corporate Solutions Ins Corp.Stop-loss527$351K—
Fidelity Security Life Insurance CompanyVision531$46K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 838 participants × $2,371 national average per member. Usually higher once dependents are counted.

$52K–$127K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$38K
Lower-cost therapeutic alternatives$22K–$46K
Generic pricing vs. actual cost$10K–$29K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Copa Health, Inc. (marc Community Resources, Inc.)
Sponsor EIN
86-0137109
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 86-0137109 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Copa Health, Inc. (marc Community Resources, Inc.)'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Copa Health, Inc. (marc Community Resources, Inc.).

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