Carson Tahoe Health System

Carson City, NV Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
1,815Participants0% vs. prior year
$4.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 4Health care in NVBy participants

Overview

Carson Tahoe Health System sponsors a self-funded health plan that covered 1,815 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,815 · prior year 1,815
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Carson Tahoe Health System, plan 505 (1,815 participants)
Broker compensation
$180K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Standard Insurance CompanyLife, Short-term disability, Long-term disability2,319$1.2M$176K
Vision Service PlanVision1,524$260K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.3M/ year

Estimated prescription spend: 1,815 participants × $2,371 national average per member. Usually higher once dependents are counted.

$112K–$276K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$33K–$82K
Lower-cost therapeutic alternatives$48K–$100K
Generic pricing vs. actual cost$21K–$62K
PBM contract terms$11K–$32K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Carson Tahoe Health System
Sponsor EIN
88-0502318
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 88-0502318 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Carson Tahoe Health System 401(k) Plan
Type
401(k) plan
Participants
2,718

About this data

Source: Carson Tahoe Health System's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Carson Tahoe Health System.

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