Renown Health

Reno, NV Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
5,552Participants-7% vs. prior year
$13.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 4Health care in NVBy participants

Overview

Renown Health sponsors a self-funded health plan that covered 5,552 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,552 · prior year 5,948
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Renown Health Welfare Benefit Plan, plan 501 (5,552 participants)
Broker compensation
$785K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Long-term disability6,121$1.7M$469K
Continental American Insurance CompanyShort-term disability1,565$537K$154K
Vision Service PlanVision5,474$511K—
Transamerica Life Insurance CompanyLife871$453K$151K
MetLife Legal PlansLegal465$75K$10K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$13.2M/ year

Estimated prescription spend: 5,552 participants × $2,371 national average per member. Usually higher once dependents are counted.

$342K–$844K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$100K–$250K
Lower-cost therapeutic alternatives$146K–$305K
Generic pricing vs. actual cost$63K–$190K
PBM contract terms$33K–$99K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Renown Health
Sponsor EIN
94-2972845
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 94-2972845 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Renown Health Retirement Savings Plan
Type
401(k) plan
Participants
7,314

About this data

Source: Renown Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Renown Health.

Request a correction · Methodology