Westcare Foundation, Inc.

Henderson, NV Health careNAICS 621420

Self-funded health planPlan year 2025Renews January
1,572Participants-28% vs. prior year
$3.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 4Health care in NVBy participants

Overview

Westcare Foundation, Inc. sponsors a self-funded health plan that covered 1,572 participants in plan year 2025, down 28% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,572 · prior year 2,170
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Westcare Group Health Plan, plan 501 (1,572 participants)
Broker compensation
$208K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental Insurance CompanyDental1,325$691K$69K
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability1,572$494K$65K
Metropolitan Life Insurance CompanyCritical Illness, Accident, Hospital749$180K$55K
Rocky Mountain Hospital & Medical Service, Inc.Vision1,162$101K$10K
Combined Insurance CompanyLife43$35K$9K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.7M/ year

Estimated prescription spend: 1,572 participants × $2,371 national average per member. Usually higher once dependents are counted.

$97K–$239K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$28K–$71K
Lower-cost therapeutic alternatives$41K–$86K
Generic pricing vs. actual cost$18K–$54K
PBM contract terms$9K–$28K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Westcare Foundation, Inc.
Sponsor EIN
86-0852629
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 86-0852629 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Westcare Foundation, Inc. Retirement Plan
Type
401(k) plan
Participants
1,826

About this data

Source: Westcare Foundation, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Westcare Foundation, Inc..

Request a correction · Methodology