Carti Employee Benefit Plan
Overview
Carti Employee Benefit Plan sponsors a self-funded health plan that covered 887 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 887 · prior year 819
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Central Arkansas Radiation Therapy Institute Employee Benefit Plan, plan 503 (887 participants); Carti FSA, plan 501 (206 participants)
- Broker compensation
- $457K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliance Standard Life Insurance Company | Weekly Income, Group Life, Long-term disability, Voluntary Accident, Voluntary AD&D, Voluntary Critical Illness, Voluntary Hospital Indemnity | 941 | $1.4M | $366K |
| Delta Dental Plan of Arkansas | Dental | 1,752 | $599K | $11K |
| Delta Vision Plan of Arkansas | Vision | 1,449 | $133K | $18K |
| American Heritage Life Insurance Company | Cancer | 255 | $126K | $28K |
| 5 Star Life Insurance Company | Group Life Group Critical Illness | 157 | $102K | $33K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 887 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Carti Employee Benefit Plan
- Sponsor EIN
- 71-0437657
- Plan numbers
- 503, 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 71-0437657 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Carti Employee Benefit Plan's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Carti Employee Benefit Plan.