Clyde Companies
Overview
Clyde Companies sponsors a self-funded health plan that covered 3,434 participants in plan year 2025, up 16% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,434 · prior year 2,974
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Clyde Companies Benefits Plan, plan 501 (3,434 participants)
- Stop-loss carrier
- Commencement Bay Risk Management Insurance
- Broker compensation
- $756K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Guardian | Life, Short-term disability, Long-term disability | 4,458 | $4.3M | $756K |
| Commencement Bay Risk Management Insurance | Medical, Stop-loss | 9,267 | $2.8M | — |
| Vision Service Plan | Vision | 3,730 | $443K | $165 |
| Spring Health | Medical | 4,597 | $421K | — |
| Recuro Health | Telehealth & Wellness Membership | 3,813 | $77K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,434 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Clyde Companies
- Sponsor EIN
- 87-0260879
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 87-0260879 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Clyde Companies, Inc. 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 5,840
About this data
Source: Clyde Companies's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Clyde Companies.