Constellation Energy Generation LLC
Overview
Constellation Energy Generation LLC sponsors a self-funded health plan that covered 6,692 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 6,692 · prior year 6,843
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Constellation Health Reimbursement Arrangement Plan, plan 519 (6,692 participants); Constellation Flexible Benefits Program, plan 503 (1,930 participants); Constellation Peco Energy Company Retiree Medical Plan, plan 508 (894 participants); Nine Mile Point Nuclear Station, LLC Medical Care and Prescription Drug Plan for Retired Employees, plan 516 (324 participants)
- Broker compensation
- $781K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Long-term disability | 38,936 | $24.0M | $475K |
| Humana | Medical, PPO | 2,127 | $11.1M | — |
| Hartford Life and Accident | Life, Accidental Death and Dismemberment, Long-term disability | 55,134 | $3.0M | $201K |
| Arag Insurance Company | Legal | 8,328 | $749K | $75K |
| Cigna | Dental, HMO | 1,187 | $314K | — |
| Cigna Health and Life Insurance Company | Dental, HMO | 41 | $12K | — |
| Health Care Service Corporation | Medical, PPO | 42,098 | — | $30K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 6,692 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Constellation Energy Generation LLC
- Sponsor EIN
- 23-3064219
- Plan numbers
- 519, 503, 508, 516
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 23-3064219 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Constellation Employee Savings Plan
- Type
- 401(k) plan
- Participants
- 21,577
About this data
Source: Constellation Energy Generation LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Constellation Energy Generation LLC.