Essential Utilities, Inc.
Overview
Essential Utilities, Inc. sponsors a self-funded health plan that covered 2,276 participants in plan year 2025, down 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,276 · prior year 2,575
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Essential Utilities, Inc. Retiree Health and Welfare Plan, plan 507 (2,276 participants)
- Broker compensation
- $852K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | AD&D, Life, Accidental Death and Dismemberment, Voluntary Accidental Death and Dismember, Long-term disability | 3,228 | $5.2M | $522K |
| Metropolitan Life Insurance Company | Dental | 6,814 | $4.9M | $226K |
| Vision Service Plan | Vision | 2,878 | $1,000K | $25K |
| Reliastar Life Insurance Company | Medical | 1,672 | $306K | $67K |
| Pre-Paid Legal Services, Inc. DBA Legal Shield | Legal Services | 247 | $63K | $12K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,276 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Essential Utilities, Inc.
- Sponsor EIN
- 23-1702594
- Plan number
- 507
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 23-1702594 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Essential Utilities, Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 4,159
About this data
Source: Essential Utilities, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Essential Utilities, Inc..