PPL Services Corporation

Allentown, PA UtilitiesNAICS 221100

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
2,458Participants-3% vs. prior year
$5.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 6Utilities in PABy participants

Overview

PPL Services Corporation sponsors a self-funded health plan that covered 2,458 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,458 · prior year 2,530
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
PPL Bargaining Unit Retiree Health Plan, plan 521 (2,458 participants); PPL Managers Compensation Plan Retiree Health Plan, plan 520 (2,146 participants)
Broker compensation
$623K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyMedical, Life10,647$6.6M$551K
Lincoln National Life Insurance CompanyLong-term disability6,357$4.0M$60K
Delta Dental of PennsylvaniaDental3,678$2.5M—
Blue Cross Blue Shield of Rhode IslandMedical344$1.4M—
VSPVision5,256$1.3M—
Metropolitain Life Insurance CompanyLife2,789$982K—
Delta Dental of KYDental2,737$773K—
Metropolitan Life Insurance CompnayLife1,756$639K—
MetLife Legal PlansLegal354$143K$11K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.8M/ year

Estimated prescription spend: 2,458 participants × $2,371 national average per member. Usually higher once dependents are counted.

$152K–$374K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$44K–$111K
Lower-cost therapeutic alternatives$65K–$135K
Generic pricing vs. actual cost$28K–$84K
PBM contract terms$15K–$44K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
PPL Services Corporation
Sponsor EIN
23-3041441
Plan numbers
521, 520
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-3041441 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
PPL Retirement Plan
Type
Pension plan
Participants
6,073

About this data

Source: PPL Services Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with PPL Services Corporation.

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