CRB Group, Inc.

Kansas City, MO Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews January
827Participants-8% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#13 of 19Professional services in MOBy participants

Overview

CRB Group, Inc. sponsors a self-funded health plan that covered 827 participants in plan year 2025, down 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
827 · prior year 898
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
CRB Group, Inc. Employee Benefit Plan, plan 508 (827 participants)
Stop-loss carrier
QBE Insurance
Broker compensation
$148K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
QBE InsuranceStop-loss9,458$1.3M$76K
Lincoln National Life Insurance CompanyLife, Long-term disability, Short-term disability992$718K$59K
Surency Life and HealthVision690$124K$12K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 827 participants × $2,371 national average per member. Usually higher once dependents are counted.

$51K–$126K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$37K
Lower-cost therapeutic alternatives$22K–$45K
Generic pricing vs. actual cost$9K–$28K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
CRB Group, Inc.
Sponsor EIN
84-3462211
Plan number
508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 84-3462211 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
CRB Group, Inc. 401(k) Plan
Type
401(k) plan
Participants
1,530

About this data

Source: CRB Group, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CRB Group, Inc..

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