Populous Group, LLC

Kansas City, MO Professional servicesNAICS 541310

Self-funded health planPlan year 2025Renews January
753Participants+51% vs. prior year
$1.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#15 of 19Professional services in MOBy participants

Overview

Populous Group, LLC sponsors a self-funded health plan that covered 753 participants in plan year 2025, up 51% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
753 · prior year 499
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Populous Group, LLC Welfare Benefits Plan, plan 501 (753 participants)
Broker compensation
$141K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of MissouriDental1,293$592K$59K
Unum Life Insurance Company of AmericaLife, Long-term disability753$569K$61K
Ameritas Life Insurance GroupVision1,207$80K$4K
Unum Insurance CompanyCritical Illness, Accident, Hospital207$76K$15K
Federal Insurance CompanyBusiness Travel Accident838$11K$2K
Empathia, Inc.Employee Assistance Program499$10K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 753 participants × $2,371 national average per member. Usually higher once dependents are counted.

$46K–$114K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$34K
Lower-cost therapeutic alternatives$20K–$41K
Generic pricing vs. actual cost$9K–$26K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Populous Group, LLC
Sponsor EIN
43-1872565
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-1872565 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Populous 401(k) Retirement Savings Plan
Type
401(k) plan
Participants
958

About this data

Source: Populous Group, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Populous Group, LLC.

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