Thompson Coburn LLP

St. Louis, MO Professional servicesNAICS 541110

Self-funded health planPlan year 2025Renews January
875Participants+10% vs. prior year
$2.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 19Professional services in MOBy participants

Overview

Thompson Coburn LLP sponsors a self-funded health plan that covered 875 participants in plan year 2025, up 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
875 · prior year 798
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Thompson Coburn LLP, plan 511 (875 participants)
Broker compensation
$246K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability821$1.2M$102K
Delta Dental of MissouriDental1,035$442K—
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital Ind446$220K$51K
Provident Life Insurance and Accident CompanyShort-term disability152$190K$92K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision882$48K—
H & H Health AssociatesEmployee Assistance Program875$22K—
Hartford Fire Insurance CompanyBusiness Travel Accident875$3K$473

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.1M/ year

Estimated prescription spend: 875 participants × $2,371 national average per member. Usually higher once dependents are counted.

$54K–$133K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$39K
Lower-cost therapeutic alternatives$23K–$48K
Generic pricing vs. actual cost$10K–$30K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Thompson Coburn LLP
Sponsor EIN
43-0666662
Plan number
511
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-0666662 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Thompson Coburn LLP 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
1,146

About this data

Source: Thompson Coburn LLP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Thompson Coburn LLP.

Request a correction · Methodology