Dick's Clothing and Sporting Goods Inc.

Coraopolis, PA RetailNAICS 451110

Self-funded health planPlan year 2025Renews January
18,523Participants-1% vs. prior year
$43.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 33Retail in PABy participants

Overview

Dick's Clothing and Sporting Goods Inc. sponsors a self-funded health plan that covered 18,523 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
18,523 · prior year 18,638
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Dick's Sporting Goods Health and Welfare Plan, plan 501 (18,523 participants)
Broker compensation
$324K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability18,523$5.4M$324K
Vision Service PlanVision12,673$1.7M—
Cigna Health and Life Insurance CompanyAccident, Critical Illness, Hospital18,523$882K—
NationwideMedical, Prescription drug, Life, Short-term disability437$196K—
AmeritasDental577$102K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$43.9M/ year

Estimated prescription spend: 18,523 participants × $2,371 national average per member. Usually higher once dependents are counted.

$1.1M–$2.8M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$334K–$834K
Lower-cost therapeutic alternatives$487K–$1.0M
Generic pricing vs. actual cost$211K–$632K
PBM contract terms$110K–$329K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Dick's Clothing and Sporting Goods Inc.
Sponsor EIN
16-1241537
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 16-1241537 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Dick's Sporting Goods, Inc. Smart Savings 401(k) Plan
Type
401(k) plan
Participants
64,943

About this data

Source: Dick's Clothing and Sporting Goods Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Dick's Clothing and Sporting Goods Inc..

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