Sheetz, Inc.

Altoona, PA RetailNAICS 445120

Self-funded health planPlan year 2025Renews April

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27,531Participants+5% vs. prior year

$65.3MEst. pharmacy spend / yrParticipants × national avg.

Apr 2027Next renewalPlan year begins April 1

#2 of 33Retail in PABy participants

Overview

Sheetz, Inc. sponsors a self-funded health plan that covered 27,531 participants in plan year 2025, up 5% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type: ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants: 27,531 · prior year 26,194
Plan year: Begins April 1 · next renewal April 2027
Health plans filed: Sheetz, Inc. Comprehensive Welfare Benefits Plan, plan 501 (27,531 participants)
Broker compensation: $104K across insured contracts

MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

Carrier	Coverage	Covered	Premium	Broker comp
Continental American Insurance Company	Life, Long-term disability	15,810	$4.8M	$96K
Zurich American Insurance Company	Business Travel Accident	27,531	$31K	$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$65.3M/ year

Estimated prescription spend: 27,531 participants × $2,371 national average per member. Usually higher once dependents are counted.

$1.7M–$4.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$496K–$1.2M

Lower-cost therapeutic alternatives$725K–$1.5M

Generic pricing vs. actual cost$313K–$940K

PBM contract terms$163K–$490K

The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing: Form 5500 with Schedule A, plan year 2025
Plan sponsor: Sheetz, Inc.
Sponsor EIN: 25-1202108
Plan number: 501
Filed with: U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 25-1202108 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Sheetz, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sheetz, Inc..

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