Direct Supply Inc.

Milwaukee, WI Wholesale tradeNAICS 423800

Self-funded health planPlan year 2025Renews January
1,114Participants-2% vs. prior year
$2.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 16Wholesale trade in WIBy participants

Overview

Direct Supply Inc. sponsors a self-funded health plan that covered 1,114 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,114 · prior year 1,140
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Health and Welfare Plan of Direct Supply Inc., plan 502 (1,114 participants)
Broker compensation
$53K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Lifestyle ADD and Lifestyle Life, Long-term disability1,073$463K$7K
Unum Insurance CompanyVoluntary Accident, Voluntary Critical Illness, Voluntary Hospital274$149K$33K
UnitedHealthcare Insurance CompanyVision1,524$131K$13K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.6M/ year

Estimated prescription spend: 1,114 participants × $2,371 national average per member. Usually higher once dependents are counted.

$69K–$169K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$50K
Lower-cost therapeutic alternatives$29K–$61K
Generic pricing vs. actual cost$13K–$38K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Direct Supply Inc.
Sponsor EIN
39-1519806
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-1519806 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Direct Supply, Inc. 401(k) Retirement Savings Plan
Type
401(k) plan
Participants
1,779

About this data

Source: Direct Supply Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Direct Supply Inc..

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