Pepsi-Cola Bottling Co. of Lacrosse

La Crosse, WI Wholesale tradeNAICS 424990

Self-funded health planPlan year 2025Renews January
1,345ParticipantsPrior year not comparable
$3.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 16Wholesale trade in WIBy participants

Overview

Pepsi-Cola Bottling Co. of Lacrosse sponsors a self-funded health plan that covered 1,345 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,345 · prior year 286
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Pepsi-Cola Bottling Co. of Lacrosse Employee Health and Welfare Benefit Plan, plan 501 (1,345 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$34K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaStop-loss189$584K$6K
Hartford Life and AccidentLife, Long-term disability264$114K$29K
Wyssta Insurance Company Inc.Vision143$15K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.2M/ year

Estimated prescription spend: 1,345 participants × $2,371 national average per member. Usually higher once dependents are counted.

$83K–$204K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$24K–$61K
Lower-cost therapeutic alternatives$35K–$74K
Generic pricing vs. actual cost$15K–$46K
PBM contract terms$8K–$24K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Pepsi-Cola Bottling Co. of Lacrosse
Sponsor EIN
39-0518767
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-0518767 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Pepsi-Cola Bottling Co. of Lacrosse's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pepsi-Cola Bottling Co. of Lacrosse.

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