Disabled American Veterans

Erlanger, KY Other servicesNAICS 813000

Self-funded health planPlan year 2025Renews January
827Participants-7% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 3Other services in KYBy participants

Overview

Disabled American Veterans sponsors a self-funded health plan that covered 827 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
827 · prior year 888
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
DAV Life & Retiree Welfare Benefit Wrap Around Plan, plan 557 (827 participants)
Broker compensation
$153K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Long-term disability, Dental, Vision1,625$2.4M$140K
United Behavioral Health DBA OptumEmployee Assistance Program571$6K—
Virginia Surety CompanyTravel Accident80$5K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 827 participants × $2,371 national average per member. Usually higher once dependents are counted.

$51K–$126K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$37K
Lower-cost therapeutic alternatives$22K–$45K
Generic pricing vs. actual cost$9K–$28K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Disabled American Veterans
Sponsor EIN
31-0263158
Plan number
557
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-0263158 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Disabled American Veterans Retirement / Pension Equity Plan
Type
Pension plan
Participants
829

About this data

Source: Disabled American Veterans's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Disabled American Veterans.

Request a correction · Methodology