Fischer Management LLC

Erlanger, KY Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January
822Participants0% vs. prior year
$1.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 4Holding companies in KYBy participants

Overview

Fischer Management LLC sponsors a self-funded health plan that covered 822 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
822 · prior year 822
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
The Fischer Management LLC Health and Welfare Benefit Plan, plan 502 (822 participants)
Broker compensation
$89K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United Healthcare Insurance CompanyDental, Vision786$491K$49K
Standard Insurance CompanyLife, Long-term disability786$237K$39K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.9M/ year

Estimated prescription spend: 822 participants × $2,371 national average per member. Usually higher once dependents are counted.

$51K–$125K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$37K
Lower-cost therapeutic alternatives$22K–$45K
Generic pricing vs. actual cost$9K–$28K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Fischer Management LLC
Sponsor EIN
61-0990213
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-0990213 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Fischer Homes 401(k) Profit Plus Plan and Trust
Type
401(k) plan
Participants
1,103

About this data

Source: Fischer Management LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Fischer Management LLC.

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