Emco Chemical Distributors, Inc.
Overview
Emco Chemical Distributors, Inc. sponsors a self-funded health plan that covered 541 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 541 · prior year 549
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Emco Chemical Distributors, Inc. Wrap Plan, plan 501 (541 participants)
- Broker compensation
- $93K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| The Lincoln National Life Insurance Company | Life, VOL Child Life, VOL Spouse Life, Volunta, Voluntary Long-Term Disability, Critical Illness, Accident, Short-term disability | 401 | $458K | $81K |
| The Guardian Life Insurance Company of America | Dental | 404 | $38K | $9K |
| Eyemed Vision Care on Behalf of the Fidelity Life Insurance Company | Vision | 474 | $29K | $3K |
| Perspectives Ltd | Employee Assistance Plan | 546 | $13K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 541 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Emco Chemical Distributors, Inc.
- Sponsor EIN
- 36-2709818
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 36-2709818 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Emco Chemical Distributors, LLC
- Type
- 401(k) plan
- Participants
- 613
About this data
Source: Emco Chemical Distributors, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Emco Chemical Distributors, Inc..