WP Beverages, LLC

Windsor, WI Wholesale tradeNAICS 424400

Self-funded health planPlan year 2025Renews January
605Participants0% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#13 of 16Wholesale trade in WIBy participants

Overview

WP Beverages, LLC sponsors a self-funded health plan that covered 605 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
605 · prior year 606
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
WP Beverages, LLC Employee Benefits Plan, plan 501 (605 participants)
Stop-loss carrier
HCC Life Insurance Company
Broker compensation
$61K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
HCC Life Insurance CompanyStop-loss465$538K$22K
Reliastar Life Insurance CompanyLife, Long-term disability804$341K$35K
NGLVision747$40K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 605 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$92K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
WP Beverages, LLC
Sponsor EIN
20-0570102
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-0570102 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
WP Beverages, LLC 401(k) Profit Sharing Plan and Trust
Type
401(k) plan
Participants
970

About this data

Source: WP Beverages, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with WP Beverages, LLC.

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