Emcor Group, Inc.
Overview
Emcor Group, Inc. sponsors a self-funded health plan that covered 15,532 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 15,532 · prior year 15,117
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Emcor Group, Inc. Employee Welfare Plan, plan 502 (15,532 participants)
- Broker compensation
- $367K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Life, Short-term disability, Long-term disability | 15,930 | $15.0M | $366K |
| Kaiser Foundation Health Plan Inc. | HMO | 555 | $7.5M | — |
| Aetna Life Insurance Co. | Dental, Vision | 14,415 | $990K | — |
| Sun Life and Health Insurance Company (u.s.) | Short-term disability | 143 | $56K | $411 |
| Health and Human Resource Center, Inc. | EAP | 1,368 | $33K | — |
| Everest Reinsurance Company | AD&D | 34,000 | $11K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 15,532 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Emcor Group, Inc.
- Sponsor EIN
- 11-2125338
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 11-2125338 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Emcor Group, Inc. 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 19,506
About this data
Source: Emcor Group, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Emcor Group, Inc..