Ensign-Bickford Industries, Inc.

Denver, CO ManufacturingNAICS 325200

Self-funded health planPlan year 2025Renews January
1,531Participants+8% vs. prior year
$3.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#11 of 23Manufacturing in COBy participants

Overview

Ensign-Bickford Industries, Inc. sponsors a self-funded health plan that covered 1,531 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,531 · prior year 1,421
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ensign-Bickford Industries, Inc. Group Benefit Program, plan 511 (1,531 participants)
Broker compensation
$111K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Long-term disability1,498$1.1M$96K
UnitedHealthcare Insurance CompanyVision1,031$148K$12K
Health AdvocateEmployee Assistance Program1,510$19K—
Federal Insurance CompanyAccidental Death & Dismemberment2,264$10K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.6M/ year

Estimated prescription spend: 1,531 participants × $2,371 national average per member. Usually higher once dependents are counted.

$94K–$233K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$28K–$69K
Lower-cost therapeutic alternatives$40K–$84K
Generic pricing vs. actual cost$17K–$52K
PBM contract terms$9K–$27K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ensign-Bickford Industries, Inc.
Sponsor EIN
06-0876668
Plan number
511
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 06-0876668 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
401(k) Savings Plan of Ensign-Bickford Industries, Inc.
Type
401(k) plan
Participants
2,585

About this data

Source: Ensign-Bickford Industries, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ensign-Bickford Industries, Inc..

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