Enterprise Products Company

Houston, TX Transportation & logisticsNAICS 486000

Self-funded health planPlan year 2025Renews January
24,413Participants+3% vs. prior year
$57.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 27Transportation & logistics in TXBy participants

Overview

Enterprise Products Company sponsors a self-funded health plan that covered 24,413 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
24,413 · prior year 23,616
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Enterprise Products Company Comprehensive Welfare Benefits Plan, plan 505 (24,413 participants)
Broker compensation
$624K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Vision, Life, Short-term disability, Long-term disability19,087$29.7M$624K
Lyra Health, Inc.Employee Assistance Program24,413$476K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$57.9M/ year

Estimated prescription spend: 24,413 participants × $2,371 national average per member. Usually higher once dependents are counted.

$1.5M–$3.7M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$440K–$1.1M
Lower-cost therapeutic alternatives$643K–$1.3M
Generic pricing vs. actual cost$278K–$834K
PBM contract terms$145K–$434K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Enterprise Products Company
Sponsor EIN
74-1675622
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 74-1675622 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Enterprise 401(k) Plan
Type
401(k) plan
Participants
9,212

About this data

Source: Enterprise Products Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Enterprise Products Company.

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