Epes Transport Systems, LLC

Greensboro, NC Transportation & logisticsNAICS 484120

Self-funded health planPlan year 2024Renews January
1,517ParticipantsFirst year on file
$3.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 16Transportation & logistics in NCBy participants

Overview

Epes Transport Systems, LLC sponsors a self-funded health plan that covered 1,517 participants in plan year 2024. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,517
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Epes Transport System, LLC Employee Benefits Plan, plan 501 (1,517 participants)
Broker compensation
$406K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaLife904$966K$235K
Provident Life and Accident Insurance CompanyLife1,509$293K$167K
UnitedHealthcare Insurance CompanyVision955$85K$3K
Aetna Life Insurance CompanyDental236$50K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.6M/ year

Estimated prescription spend: 1,517 participants × $2,371 national average per member. Usually higher once dependents are counted.

$94K–$231K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$27K–$68K
Lower-cost therapeutic alternatives$40K–$83K
Generic pricing vs. actual cost$17K–$52K
PBM contract terms$9K–$27K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Epes Transport Systems, LLC
Sponsor EIN
54-0409030
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 54-0409030 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Epes Transport System 401(k) Retirement Plan
Type
401(k) plan
Participants
1,665

About this data

Source: Epes Transport Systems, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Epes Transport Systems, LLC.

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