Erie Indemnity Company

Erie, PA Finance & insuranceNAICS 524290

Self-funded health planPlan year 2025Renews January
6,124Participants-1% vs. prior year
$14.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 34Finance & insurance in PABy participants

Overview

Erie Indemnity Company sponsors a self-funded health plan that covered 6,124 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,124 · prior year 6,165
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Erie Indemnity Company Health Protection Plan, plan 501 (6,124 participants); Erie Indemnity Company Pre-Tax Payment Plan, plan 508 (1,714 participants)
Broker compensation
$388K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyShort-term disability, Long Term Care, Life, Long-term disability6,652$7.6M$55K
Delta Dental of PennsylvaniaDental6,295$4.5M$293K
Genworth Life Insurance CompanyLong Term Care303$403K$39K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$14.5M/ year

Estimated prescription spend: 6,124 participants × $2,371 national average per member. Usually higher once dependents are counted.

$378K–$931K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$110K–$276K
Lower-cost therapeutic alternatives$161K–$337K
Generic pricing vs. actual cost$70K–$209K
PBM contract terms$36K–$109K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Erie Indemnity Company
Sponsor EIN
25-0466020
Plan numbers
501, 508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 25-0466020 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Erie Insurance Group Employee Savings Plan
Type
401(k) plan
Participants
7,861

About this data

Source: Erie Indemnity Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Erie Indemnity Company.

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