Transworld Systems, Inc.

Horsham, PA Finance & insuranceNAICS 522300

Self-funded health planPlan year 2025Renews January
3,555ParticipantsPrior year not comparable
$8.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#9 of 34Finance & insurance in PABy participants

Overview

Transworld Systems, Inc. sponsors a self-funded health plan that covered 3,555 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,555 · prior year 1,732
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Transworld Systems, Inc. Health & Welfare Plan, plan 501 (3,555 participants)
Broker compensation
$136K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Dearborn Life Insurance CompanyLife, Short-term disability, Long-term disability3,682$848K$70K
Delta Dental of IllinoisDental, PPO1,451$711K—
Combined Insurance Company of AmericaAccident, Critical Illness, Hospital Ind, Long-Term Care1,137$146K$59K
Protec Insurance CompanyVision1,751$117K$6K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.4M/ year

Estimated prescription spend: 3,555 participants × $2,371 national average per member. Usually higher once dependents are counted.

$219K–$540K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$64K–$160K
Lower-cost therapeutic alternatives$94K–$196K
Generic pricing vs. actual cost$40K–$121K
PBM contract terms$21K–$63K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Transworld Systems, Inc.
Sponsor EIN
94-1728881
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 94-1728881 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The TSI 401(k) Retirement Savings Plan
Type
401(k) plan
Participants
4,635

About this data

Source: Transworld Systems, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Transworld Systems, Inc..

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