Flowers Foods, Inc.
Overview
Flowers Foods, Inc. sponsors a self-funded health plan that covered 11,224 participants in plan year 2025, up 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 11,224 · prior year 10,026
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Flowers Foods, Inc. Group Insurance Plan, plan 501 (11,224 participants)
- Broker compensation
- $466K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Life | 18,252 | $4.2M | $435K |
| Hartford Life and Accident | Long-term disability | 3,932 | $1.8M | $32K |
| Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. | Vision | 14,024 | $742K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 11,224 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Flowers Foods, Inc.
- Sponsor EIN
- 58-2582379
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 58-2582379 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Flowers Foods, Inc. 401(k) Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 12,933
About this data
Source: Flowers Foods, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Flowers Foods, Inc..