Graphic Packaging International, LLC

Atlanta, GA ManufacturingNAICS 322100

Self-funded health planPlan year 2025Renews January
16,360Participants-2% vs. prior year
$38.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 82Manufacturing in GABy participants

Overview

Graphic Packaging International, LLC sponsors a self-funded health plan that covered 16,360 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
16,360 · prior year 16,669
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Graphic Packaging International, LLC Health & Welfare Benefits Plan, plan 590 (16,360 participants)
Stop-loss carrier
Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.(g0386)
Broker compensation
$1.6M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability15,537$12.9M$1.1M
Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.(g0386)Vision, Stop-loss23,471$2.5M—
Aetna Life Insurance Co.Critical Illness, Accident, Hospital Ind7,067$1.6M$502K
Curalinc LLCEmployee Assistance Program14,925$258K—
Metropolitan General Insurance CompanyLegal718$163K$23K
Federal Insurance CompanyAccidental Death and Dismemberment14,485$23K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$38.8M/ year

Estimated prescription spend: 16,360 participants × $2,371 national average per member. Usually higher once dependents are counted.

$1.0M–$2.5M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$295K–$737K
Lower-cost therapeutic alternatives$431K–$900K
Generic pricing vs. actual cost$186K–$559K
PBM contract terms$97K–$291K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Graphic Packaging International, LLC
Sponsor EIN
84-0772929
Plan number
590
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 84-0772929 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
GPI Savings Plan
Type
401(k) plan
Participants
12,209

About this data

Source: Graphic Packaging International, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Graphic Packaging International, LLC.

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