Colorado Christian University

Lakewood, CO EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
513Participants-2% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 4Education in COBy participants

Overview

Colorado Christian University sponsors a self-funded health plan that covered 513 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
513 · prior year 523
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Colorado Christian University Health & Welfare Benefit Plan, plan 517 (513 participants)
Broker compensation
$7K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Long-term disability, Accident, Critical Illness518$304K$7K
ComPsychEmployee Assistance Program513$13K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 513 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$78K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$14K–$28K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Colorado Christian University
Sponsor EIN
84-0442429
Plan number
517
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 84-0442429 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Colorado Christian University 403(b) Retirement Plan
Type
Defined contribution plan
Participants
1,510

About this data

Source: Colorado Christian University's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Colorado Christian University.

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