General Motors Financial Company, Inc.
Overview
General Motors Financial Company, Inc. sponsors a self-funded health plan that covered 6,945 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 6,945 · prior year 7,069
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- General Motors Financial Company, Inc. Comprehensive Health and Welfare Benefit Plan, plan 501 (6,945 participants)
- Broker compensation
- $607K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Life, Short-term disability, Long-term disability | 6,885 | $7.5M | $201K |
| Cigna Health and Life Insurance Company | Critical Illness, Accident, Hospital | 6,885 | $1.5M | $374K |
| Metropolitan Life Insurance Company | Vision | 11,251 | $676K | $6K |
| Aetna Life Insurance Company | Dental | 3,051 | $617K | $2K |
| Head Space | Employee Assistance Program | 8,900 | $539K | — |
| Unum Life Insurance Company of America | Long Term Care | 192 | $129K | $19K |
| Provident Life and Accident Insurance Company | Voluntary Benefits | 135 | $73K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 6,945 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- General Motors Financial Company, Inc.
- Sponsor EIN
- 75-2291093
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 75-2291093 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- GM Financial Employees 401k Plan
- Type
- 401(k) plan
- Participants
- 8,341
About this data
Source: General Motors Financial Company, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with General Motors Financial Company, Inc..