Graham Holdings Company

Arlington, VA EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
4,285Participants+1% vs. prior year
$10.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 11Education in VABy participants

Overview

Graham Holdings Company sponsors a self-funded health plan that covered 4,285 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,285 · prior year 4,236
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Graham Holdings Company Medical Expense Plan, plan 530 (4,285 participants); Graham Holdings Company Retiree Medical Expense Plan, plan 537 (233 participants)
Broker compensation
$123K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLong-term disability, Life, Accidental Death & Dismemberment3,942$2.7M$123K
Fidelity Security Life Insurance CompanyVision1,221$386K—
Arag Insurance CompanyGroup Legal Insurance1,172$168K—
National Union Fire Ins. Co. of PittsburghAccidental Death & Dismemberment, Emergency Evacuation24,117——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$10.2M/ year

Estimated prescription spend: 4,285 participants × $2,371 national average per member. Usually higher once dependents are counted.

$264K–$651K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$77K–$193K
Lower-cost therapeutic alternatives$113K–$236K
Generic pricing vs. actual cost$49K–$146K
PBM contract terms$25K–$76K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Graham Holdings Company
Sponsor EIN
53-0182885
Plan numbers
530, 537
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 53-0182885 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Retirement Plan for Graham Holdings Company
Type
Pension plan
Participants
13,496

About this data

Source: Graham Holdings Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Graham Holdings Company.

Request a correction · Methodology