The George Washington University

Ashburn, VA EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
5,145Participants0% vs. prior year
$12.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 11Education in VABy participants

Overview

The George Washington University sponsors a self-funded health plan that covered 5,145 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,145 · prior year 5,145
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
George Washington University Health and Welfare Benefit Plan, plan 508 (5,145 participants); George Washington University Health and Welfare Plan for Retiree and Ltd, plan 509 (1,560 participants)
Stop-loss carrier
HM Life Insurance Company; HM Life Insurance Company
Broker compensation
$106K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability4,907$3.7M$48K
Aetna Life Insurance CompanyDental6,406$3.3M—
HM Life Insurance CompanyStop-loss3,742$1.9M—
United Healthcare Insurance CompanyVision6,462$377K—
Reliastar Life Insurance CompanyCritical Illness, Hospital1,196$190K$56K
Legal ResourcesLegal Insurance761$154K—
CuralincEAP5,260$72K—
Four Ever Life Insurance CompanyTravel Assistance4,932$25K$2K
UnitedHealthcare Insurance CompanyVision258$15K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.2M/ year

Estimated prescription spend: 5,145 participants × $2,371 national average per member. Usually higher once dependents are counted.

$317K–$782K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$93K–$232K
Lower-cost therapeutic alternatives$135K–$283K
Generic pricing vs. actual cost$59K–$176K
PBM contract terms$30K–$91K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
The George Washington University
Sponsor EIN
53-0196584
Plan numbers
508, 509
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 53-0196584 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The George Washington University Supplemental Retirement Plan
Type
Defined contribution plan
Participants
15,483

About this data

Source: The George Washington University's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The George Washington University.

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