Granite Construction Incorporated
Overview
Granite Construction Incorporated sponsors a self-funded health plan that covered 4,842 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,842 · prior year 4,687
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Granite Construction Incorporated Benefits Program, plan 501 (4,842 participants)
- Stop-loss carrier
- Anthem Blue Cross Life and Health Insurance Company
- Broker compensation
- $263K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Aetna Life Insurance Co. | Medical, Dental | 1,139 | $5.8M | $22K |
| Anthem Blue Cross Life and Health Insurance Company | Stop-loss | 6,882 | $1.8M | $198K |
| Continental American Insurance Company | Life, Short-term disability, Long-term disability | 12,224 | $1.5M | $41K |
| Netcare Life & Health Insurance | Dental, Vision, PPO | 66 | $941K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,842 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Granite Construction Incorporated
- Sponsor EIN
- 77-0239383
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 77-0239383 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Granite Construction Profit Sharing and 401(k) Plan
- Type
- 401(k) plan
- Participants
- 7,233
About this data
Source: Granite Construction Incorporated's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Granite Construction Incorporated.