Universal Services of America LP

Irvine, CA ConstructionNAICS 238900

Self-funded health planPlan year 2025Renews January
562ParticipantsFirst year on file
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#9 of 12Construction in CABy participants

Overview

Universal Services of America LP sponsors a self-funded health plan that covered 562 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
562
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Allied Universal Health & Welfare Plan II, plan 506 (562 participants)
Stop-loss carrier
Fidelity Security Life Insurance Company
Broker compensation
$5.7M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan, Inc.Medical, Prescription drug, HMO7,537$79.4M—
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability173,646$27.6M$1.4M
Aetna Life Insurance CompanyMedical15,082$21.5M$82K
Cigna Health and Life Insurance Company and AffiliatesMedical, Dental, HMO, PPO32,107$16.3M—
Continental American Insurance CompanyAccident, Critical Illness, Hospital48,292$12.2M$3.8M
Kaiser Foundation Health Plan of WashingtonMedical, Prescription drug, HMO1,049$8.6M—
Medica Insurance CompanyMedical, Prescription drug562$4.9M$1K
Metropolitan General Insurance CompanyLegal15,039$3.2M$370K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision54,890$2.7M$908
Fidelity Security Life Insurance CompanyStop-loss112$507K$59K
Transamerica Life Insurance CompanyMedical1,140$22K$2K
Reliance Standard Life Insurance CompanyLife, AD&D122$4K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 562 participants × $2,371 national average per member. Usually higher once dependents are counted.

$35K–$85K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Universal Services of America LP
Sponsor EIN
61-1790568
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-1790568 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Allied Universal 401(k) Plan
Type
401(k) plan
Participants
239,310

About this data

Source: Universal Services of America LP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Universal Services of America LP.

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