TRI Pointe Homes Holdings, Inc.

Irvine, CA ConstructionNAICS 236110

Self-funded health planPlan year 2025Renews January
1,704Participants+1% vs. prior year
$4.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 12Construction in CABy participants

Overview

TRI Pointe Homes Holdings, Inc. sponsors a self-funded health plan that covered 1,704 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,704 · prior year 1,687
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
TRI Pointe Homes Holdings, Inc. Health and Welfare Plan, plan 501 (1,704 participants)
Broker compensation
$382K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentAccidental Death & Dismemberment, Life, Long-term disability2,120$1.4M$334K
Eyemed Vision CareVision2,847$292K$29K
Delta Dental of CaliforniaDental, HMO356$95K$10K
Metropolitan General Insurance CompanyLegal281$63K$10K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.0M/ year

Estimated prescription spend: 1,704 participants × $2,371 national average per member. Usually higher once dependents are counted.

$105K–$259K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$31K–$77K
Lower-cost therapeutic alternatives$45K–$94K
Generic pricing vs. actual cost$19K–$58K
PBM contract terms$10K–$30K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
TRI Pointe Homes Holdings, Inc.
Sponsor EIN
27-3201111
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-3201111 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
TRI Pointe Group 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
2,292

About this data

Source: TRI Pointe Homes Holdings, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with TRI Pointe Homes Holdings, Inc..

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