Hcss Employer, Inc.
Overview
Hcss Employer, Inc. sponsors a self-funded health plan that covered 539 participants in plan year 2025, up 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 539 · prior year 489
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Hcss Employer, Inc. Employee Benefits Plan, plan 501 (539 participants)
- Broker compensation
- $20K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliates | Dental, Vision | 502 | $499K | $5K |
| Life Insurance Company of North America | Life, AD&D, VOL AD&D, Short-term disability, Long-term disability | 534 | $228K | — |
| Unum Life Insurance Company of America | Long Term Care | 523 | $51K | $11K |
| Cigna Health and Life Insurance Company | Critical Illness, Accidental Injury, Hospital Care | 144 | $23K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 539 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Hcss Employer, Inc.
- Sponsor EIN
- 87-3062063
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 87-3062063 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Hcss Employer, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hcss Employer, Inc..