Thompson, COE, Cousins & Irons, LLP

Dallas, TX Professional servicesNAICS 541110

Self-funded health planPlan year 2025Renews January
519Participants+24% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#78 of 81Professional services in TXBy participants

Overview

Thompson, COE, Cousins & Irons, LLP sponsors a self-funded health plan that covered 519 participants in plan year 2025, up 24% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
519 · prior year 419
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Thompson, COE, Cousins & Irons, LLP Group Life and Health Plan, plan 501 (519 participants)
Broker compensation
$103K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Vision807$368K$34K
Reliance Standard Life Insurance CompanyLong-term disability, Short-term disability515$247K$25K
Hartford Life and AccidentLife840$173K$30K
Dearborn Life Insurance CompanyLife419$50K$11K
Safeguard Health Plans, Inc., a Texas CorporationDental, HMO174$21K$2K
Unum Life Insurance Company of AmericaGroup Long Term Care36$15K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 519 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$79K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Thompson, COE, Cousins & Irons, LLP
Sponsor EIN
75-0889070
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-0889070 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Thompson, COE, Cousins & Irons L.l.p. Retirement Plan
Type
401(k) plan
Participants
748

About this data

Source: Thompson, COE, Cousins & Irons, LLP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Thompson, COE, Cousins & Irons, LLP.

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