Improving Corporate Services LLC

Plano, TX Professional servicesNAICS 541512

Self-funded health planPlan year 2025Renews January
526Participants-1% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#76 of 81Professional services in TXBy participants

Overview

Improving Corporate Services LLC sponsors a self-funded health plan that covered 526 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
526 · prior year 533
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Improving Enterprises, Inc. Welfare Benefit Plan, plan 501 (526 participants)
Broker compensation
$37K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental Insurance CompanyDental1,070$407K—
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability421$373K$37K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision916$46K—
MetLife Legal PlansLegal88$20K$185

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 526 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$80K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$24K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Improving Corporate Services LLC
Sponsor EIN
85-3771438
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 85-3771438 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Improving 401(k) Plan
Type
401(k) plan
Participants
896

About this data

Source: Improving Corporate Services LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Improving Corporate Services LLC.

Request a correction · Methodology