Higher Ground Education
Overview
Higher Ground Education sponsors a self-funded health plan that covered 2,621 participants in plan year 2024. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,621
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Higher Ground Education Welfare Benefit Plan, plan 501 (2,621 participants)
- Broker compensation
- $212K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Dental, Life, Critical Illness, Hospital Indemnity, Accident, Short-term disability | 2,773 | $763K | $184K |
| Eyemed Vision Care | Vision | 876 | $88K | $5K |
| Transamerica Life Insurance Company | Life | 168 | $63K | $24K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,621 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2024
- Plan sponsor
- Higher Ground Education
- Sponsor EIN
- 81-1437265
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 81-1437265 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Higher Ground Education Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 3,481
About this data
Source: Higher Ground Education's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Higher Ground Education.