University of the Incarnate Word

San Antonio, TX EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
1,213Participants+4% vs. prior year
$2.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 11Education in TXBy participants

Overview

University of the Incarnate Word sponsors a self-funded health plan that covered 1,213 participants in plan year 2025, up 4% from the prior year. The plan year starts in January.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,213 · prior year 1,165
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
University of the Incarnate Word Veba Trust Retiree Health Savings Plan, plan 507 (1,213 participants)
Medical

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.9M/ year

Estimated prescription spend: 1,213 participants × $2,371 national average per member. Usually higher once dependents are counted.

$75K–$184K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$55K
Lower-cost therapeutic alternatives$32K–$67K
Generic pricing vs. actual cost$14K–$41K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
University of the Incarnate Word
Sponsor EIN
74-1109661
Plan number
507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 74-1109661 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: University of the Incarnate Word's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with University of the Incarnate Word.

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