ING Financial Services LLC
Overview
ING Financial Services LLC sponsors a self-funded health plan that covered 652 participants in plan year 2025, up 15% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 652 · prior year 569
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- ING Financial Services LLC Health and Welfare Plan, plan 502 (652 participants)
- Stop-loss carrier
- Berkshire Hathaway Specialty Insurance Company
- Broker compensation
- $282K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Dental, Life | 1,388 | $1.7M | $121K |
| Berkshire Hathaway Specialty Insurance Company | Stop-loss | 774 | $1.1M | — |
| Sun Life and Health Insurance Company (u.s. | Long-term disability | 668 | $578K | $95K |
| Sun Life and Health Insurance Company (u.s.) | Paid Family Leave, NY Disabili | 662 | $259K | $11K |
| Vision Service Plan | Vision | 792 | $120K | — |
| Metropolitan General Insurance Company | Legal | 199 | $36K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 652 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- ING Financial Services LLC
- Sponsor EIN
- 13-3713590
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 13-3713590 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- ING Financial Services LLC Retirement Plan
- Type
- Pension plan
- Participants
- 1,339
About this data
Source: ING Financial Services LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with ING Financial Services LLC.